Homeowners - HO3

Our Homeowner (HO3) policy provides coverage for your home, other structures, and your personal property in the event they are damaged or destroyed by a covered peril such as fire, windstorms, hail, lightning, theft, vandalism, etc.

If one of these damages your home, loss of use coverage is included in the policy to pay for temporary housing and living expenses while your home is repaired or rebuilt.

For more peace of mind, our policy includes personal liability coverage and medical payments to others in the event that someone else is injured on your property due to your negligence or if you damage someone else’s property and are taken to court.

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