PROVIDES A DISCOUNT ON YOUR INSURANCE PREMIUM
This optional endorsement may provide HO3 policyholders with a discount of 9.5% up to 15% on their insurance premium depending on the age and material of your roof system.
PROVIDES PROTECTION FOR OLDER ROOFS
Older roofs can sometimes be uninsurable in the traditional market, this endorsement permits carriers to offer reduced coverage based on the age and material of your roof system.
APPLIES TO WINDSTORM OR HAIL LOSSES
This endorsement only applies to roof losses from windstorm or hail (including hurricane). The associated deductible (AOP or HUR) would apply to any covered loss.