Following the destructive hurricane seasons of 2004 and 2005, a group of seasoned insurance professionals saw the lack of private companies devoting themselves to the Florida marketplace and wanted to provide a solution for Florida homeowners. Among this investment group is the Jerger family, who have been leaders in the Florida insurance industry since 1946. TJ Jerger MGA, LLC was formed in 2005 to manage a newly launched carrier specializing in the Florida manufactured home insurance market.  American Traditions Insurance Company (ATIC) received their Certificate of Authority, and in January of 2006 began to write policies for manufactured homes. Specializing in this area allowed us to lead the way in offering reliable coverage to manufactured homeowners at an affordable rate. Shortly thereafter, ATIC began writing homeowner and condominium unit-owner policies. ATIC grew quickly and in 2007 launched their affiliate insurance company, Modern USA Insurance Company (MUSA). MUSA offered additional capacity for homeowner, manufactured home, and condominium policies to the Florida marketplace. This allowed for continued growth and the ability for ATIC and MUSA to provide a market that consumers choose to place their trust in.

On May 31, 2018, ATIC announced that it merged with affiliate MUSA. Both companies were managed by the same team of insurance professionals whom have a combined 150+ years’ experience in the insurance industry. Since the affiliate companies offered identical products with identical rates, the impact to MUSA policyholders was seamless.

As a result of this merger, American Traditions Insurance Company is the largest writer of manufactured home insurance in Florida.  TJ Jerger MGA, LLC  continues to issue ATIC policies through a vast network of Florida independent insurance agents who are chosen carefully to represent us with only the highest standard of integrity, good faith, and fair dealings with the public. Our goal continues to maintain a conservative approach with financial solvency and longevity always at the forefront.

Our commitment

We pride ourselves on providing fast and friendly claims service to our policyholders and understand that a loss to your property can be devastating. Rest assured, our claims team will be with you every step of the way. Our goal is to allow you to return to your normal lifestyle as quickly as possible.

While our commitment to our policyholders and the Florida insurance marketplace is paramount, we also believe in giving back to the community. Throughout the year, our organization participates in many charity fundraising events and our dedicated employees log countless volunteer hours, primarily devoted to child development.

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