As a condo owner, it is important to know what your master policy covers. With most companies’ policies, you are responsible for your personal belongings. However, with our Condominium Unit Owner (HO6) policy, we provide coverage for your personal property in the event it’s damaged or destroyed by a covered peril. Covered perils include events such as fire, windstorms, hail, lightning, theft, vandalism, etc.
If a covered peril damages or destroys your home, loss of use coverage is also included in the policy. This pays for temporary housing and living expenses while your home is repaired or rebuilt.
For more peace of mind, our policy includes personal liability coverage and medical payments to others in the event that someone else is injured on your property due to your negligence or if you damage someone else’s property and are taken to court.