BE STORM READY
Being proactive and prepared is the best way to protect your home and your family. We at American Traditions Insurance Company are here to assist you before and after Mother Nature throws a punch. Your home and family’s protection are our priority. Hurricane season is June 1st through November 30th, but severe weather can hit your home at any time. In addition to fun and sun, Florida is also known for hurricanes, severely damaging unnamed storms and lightning. By being prepared and proactive, you can greatly reduce the damage to your property and focus your attention on your most valued assets: your home and family.
WHAT IS ASSIGNMENT OF BENEFITS (AOB)?
As a Florida homeowner, it is important that you understand the dangers of signing an Assignment of Benefits (AOB) contract. Recent history has shown that following events such as hurricanes and hail storms, unscrupulous contractors are quick to canvas impacted areas. These contractors typically make promises regarding getting your damages handled, but only if you sign an Assignment of Benefits (AOB) contract with them.
Don’t fall victim to the AOB scheme:
You do not need to sign an Assignment of Benefits in to get your insurance claim filed or your property fixed, even for emergency repairs.
Do not sign any contracts until first speaking with your insurance company or agent.
Always make contact directly with your insurance company immediately following a loss.
Be aware of contractors offering “free” services by offering to reduce or waive your deductible. Paying, waiving or rebating all or part of your insurance deductible by a contractor in return for repairs for property is prohibited by Florida law.
AOB’s are costing consumer’s money each year by driving up the cost of homeowners insurance premiums.
The unfortunate reality is that these contractors are often only looking out for their own best interest. As your insurance carrier, we are very well equipped to quickly inspect and review your damages, and often times we can provide a reputable contractor that will make the necessary repairs to your satisfaction. We will work with you to be sure that your claim is handled fairly and promptly.