If you live in a manufactured home and you require insurance on your home, you should get familiar with your homes vehicle identification number (VIN). Your manufactured home VIN number is more than simply a registration number-- it holds essential info about your mobile home.
Be sure to locate your VIN number when you're all set get a quote on your manufactured/mobile home for insurance. It will help you get an accurate rate and determine eligibility.
Think about your VIN as a code which contains details about your manufactured home. It's a simple way to identify:
If you have more than one section (single-wide vs. double-wide), you must have a VIN and title for each section of your home.
This sample mobile home VIN tells us the home was manufactured by Jacobsen Homes in Florida, its serial number is 123456, and that it’s for section # 2 of the home.
Your manufactured or mobile home VIN number is typically found:
Mobile homes with more than one section generally have a somewhat different VIN for each section.
In addition to your mobile home VIN, that data plate has other useful info:
All manufactured homes must have a data plate attached inside the home. It can be put in several different places:
If you replace your cabinets or plan to remove the wall that has the Data Plate you should remove the data plate carefully and attach the paper to a different area of the home (in another cabinet or closet, for example).
You should always protect your Data Plate. Losing it can keep you from financing, selling, improving, or repairing your home. Perhaps think of adding a thick clear piece of laminate over it so that it cannot fall off or be destroyed.
If the Data Plate is lost or missing, you'll need to replace it. You can get a new data plate by obtaining one with the Institute for Building Technology and Safety (IBTS). https://www.ibts.org/what-we-do/verification-letter-certificate/ A standard certification costs $50, however you can get it expedited for $100.
And now that you know where to find all this information about your home, you are all set to get a quote! Find a local agent today who can assist you to properly insure your manufactured home.