Your Privacy is Our Concern
When you apply to American Traditions Insurance Company or Modern USA Insurance Company for any type of insurance, you disclose information about yourself to us. The collection, use and disclosure of such information is regulated by law. We do not disclose any non-public information about our customers or former customers, except as permitted by law or if requested by a government agency. For purposes of servicing your policy and insurance needs with us, we may share your information with our affiliates such as your agent, independent claims adjusters, and underwriters. Such information may include but is not limited to: your identifying information, policy coverages, premiums, and payments.
We obtain most of our information directly from you, the application you complete, as well as any additional information you provide. This generally gives us most of the information we need to know. We may use information about you from your other transactions with us, our affiliates, or others.
Depending on the nature of your insurance transaction, we may need additional information about you or other individuals proposed for coverage. For property coverages, we may send someone to inspect your property and verify information about its value and condition. A photo of any property to be insured might be taken. We may review insurance claims information and other loss information reports, and we may also obtain medical or financial information to adjust some claims.
We may obtain the additional information we need from third parties, such as other insurance companies, government agencies, information clearinghouses, courts and other public records. We may receive consumer credit information from a consumer-reporting agency. The information that we collect about you is used in evaluating your insurance coverage, rates, servicing your policy, and settling claims.
American Traditions and Modern USA, its agents, affiliates and subsidiaries maintain physical, electronic and procedural safeguards that comply with state and federal regulations to safeguard your personal information.
American Traditions Insurance Company/Modern USA Insurance Company
Attn: Compliance Department
PO Box 2800
Pinellas Park, FL 33780